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First-Time Homebuyer Guide

Your dream home might be closer than you think—let’s get you there with confidence.

Understanding Your Budget

Buying a home is the biggest purchase you will make. So, understanding your budget and what comes with owning a home whether that's mortgage payments, taxes,maintenace and repairs.

A mortgage is a loan to buy real estate, where the home itself serves at collateral. These are key terms to familiarize yourself with: Principal is the amount you actually borrow; interest is the cost you pay the lender to borrow money.

Mortgage Calculator

Mortgage Basics

Finding the Right Property

The right property for you depends on your budget/affordability, property type/location, size/layout, condition/age, lot/outdoor space, community/neighborhood etc.

Final review of purchase agreement, closing disclosures and final figures, ensure clean title and final walkthrough and inspection

Closing the Deal